Climate smart agriculture (CSA) represents a great opportunity to profitably improve the sustainability of agriculture. However, financing from local banks for agricultural producers generally, and CSA specifically, remains limited. In this context, the International Finance Corporation (IFC) commissioned UNIQUE to conduct climate smart agriculture market studies in Ghana, Rwanda and Ethiopia. The purpose of the market studies was to identify profitable business models and recommend credit products that the IFC can use to support investment in these models. UNIQUE assessed different client segments, developed cashflow projection models for CSA models, and created loan products to suit investment.

• Evaluation of agricultural value chains and financial institutions’ customer segments
• Development of climate smart agriculture business models
• Assessment of lending environment for climate smart agriculture
• Recommendation of credit products